Your buying timeline
Moving soon or planning a year ahead? Let's talk about your goals and what you may want to do before shopping.
Greater Lafayette, Indiana
Buying a home around Lafayette?
Start with a plan.
Hi, I'm Cody Broshar with Guild Mortgage. Before you start house hunting, let's talk through your timeline, payment goals, and what you may need to prepare. No complicated jargon. Just a clear place to start.
Whether you're ready to move soon or planning for later, you're welcome to reach out.
Real questions. Personal answers.Talk with a local loan officer.
Cody Broshar · Guild Mortgage
Locally focusedHelping Greater Lafayette homebuyers
Clear financing conversationsTimeline, payment, and upfront costs
A next step that fitsDiscuss before deciding to apply
What we'll talk about
Good questions make better first steps.
You don't need to know every mortgage term before we speak. We'll focus on what matters to your plans and help you understand what comes next.
Payment and upfront costs
Discuss a comfortable total housing budget, including taxes, insurance, applicable mortgage insurance, and other costs.
Preparing for preapproval
Understand the typical review process, information that may be needed, and how to proceed securely when ready.
A simple process
Let's make your next step feel straightforward.
Start with a short planning conversation. If you're ready for a personalized mortgage review, I'll help explain the application process and what comes next.
01
Send a quick request
Tell me how to reach you and roughly when you're thinking about buying.
02
Talk through your goals
We'll discuss payment questions, timing, and the information that matters for your situation.
03
Move forward when you're ready
Use Guild's secure application to begin a mortgage review when that is the right next step.
Let's connect
Request a 15-minute planning conversation.
A few details are all I need to start the conversation. This is not a mortgage application.
A little about me
Hi, I'm Cody.
I'm a loan originator with Guild Mortgage serving buyers across Greater Lafayette and surrounding communities. I've worked in mortgage lending since 2014, and I enjoy helping people understand the options and details behind a big purchase.
I believe a useful conversation starts with listening to your goals, not pushing you toward a loan before you're ready.
Let's talk about your plans →Common questions
A few things worth knowing.
The details depend on your circumstances, but these are good places to start. We'll cover what matters for your situation.
Is this a mortgage application or a preapproval?
No. This is a request for an introductory planning conversation. A mortgage application and any preapproval review happen separately through Guild's secure systems and depend on the information reviewed.
What do I need before applying?
Requirements vary by situation. A formal review may involve income, assets, identification, and other documents. I'll explain what may be relevant, and any sensitive information should be provided only through Guild's approved secure channels.
What if I'm not buying for six months or a year?
That's fine. Planning early can help clarify your timeline and the financing questions to revisit closer to your purchase.
How much money will I need upfront?
The amount depends on the loan program, property, closing costs, and other factors. We can discuss the components without assuming an amount before an individual review.
Can I request help in Spanish?
Spanish-language assistance may be arranged through available approved resources. We'll confirm the supported process before scheduling that service.
Ready to explore your next step?
Let's talk first, or continue to Guild's separate secure application when you're ready.