First-Time Homebuyers
Understand the buying process, explore down payment assistance options, and get started with confidence.
Whether you're buying your first home, already house hunting, or just wondering what's possible, I'm here to help make the mortgage process easier to understand.
I'm Cody Broshar with Guild Mortgage. I'll help you explore your financing options, understand what to expect, and figure out the next step that makes sense for you.

Fill out the quick contact form and I’ll personally follow up. No mortgage application required.
Have questions about buying a home? Just fill out the quick form, and we'll take it from there.
Enter your contact information and, if you'd like, when you're thinking about buying. No mortgage application required.
You'll receive a helpful email about homebuying and financing options shortly after submitting your request.
I'll personally follow up to answer your questions, discuss your situation, and help you figure out the next step.
If you're ready to take the next step toward buying a home, let's get started.
Complete my secure mortgage application through Guild Mortgage, and I'll personally review your information, discuss your financing options, and help guide you through the preapproval process.
You'll be directed to Guild Mortgage's secure application website. Submitting an application does not guarantee preapproval or loan approval.

Getting a mortgage is a big decision, but it doesn't have to feel overwhelming.
I'm Cody Broshar with Guild Mortgage. You deserve more than a rate quote or application link—you deserve someone who listens, explains your options, and helps you make informed decisions.
With over a decade in mortgage lending, I've helped buyers navigate straightforward purchases and situations requiring creative problem-solving.
Whether you're ready to buy or just getting started, I'm happy to answer your questions.
Personal attention.
A local loan officer you can actually talk to.
Clear answers.
Mortgage options explained without unnecessary jargon.
Experienced guidance.
Financing solutions that fit your goals.
Every homebuyer has a different situation. Whether you're buying your first home, moving into your next one, or exploring your financing options, I'm here to help.
Understand the buying process, explore down payment assistance options, and get started with confidence.
Moving up, downsizing, or buying before selling? Let's talk through your options and make a plan.
From conventional and FHA to VA, USDA, and other mortgage programs, I'll help you explore what makes sense for your situation.
I also help with self-employed income, investment properties, manufactured homes, and financing scenarios that require a little more creativity.
Talk With Cody →Have a question you don't see here? Just reach out—I'm happy to talk it through.
Not at all! Fill out the quick contact form, and I'll follow up personally. If you're ready for preapproval, we can take that next step through Guild's secure application.
It depends on the loan program, property, and closing costs. There may be low-down-payment or assistance options worth exploring. I'll help you understand what might fit your situation.
That's completely fine. In fact, getting answers early can help you prepare and avoid surprises when you're ready.
Typically, we'll review things like income, assets, credit, and your buying goals. I'll explain what's needed for your situation, and sensitive documents are handled through Guild's secure systems.
Let me know if you'd prefer Spanish-language assistance. I can help coordinate available support and explain the next steps.