:root{--blue:#262A82;--blue2:#333D98;--blueLight:#E9EBF7;--yellow:#F9C606;--yellowPale:#FFF6D7;--ink:#191A1D;--muted:#58616C;--warm:#F6EDE4;--gray:#F6F7F9;--white:#fff;--border:#DDE2E8;--shadow:0 18px 50px rgba(25,26,29,.075);font-synthesis:none}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;font-size:16px;line-height:1.65}a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:3px}button,input,textarea,select{font:inherit}button{cursor:pointer}button:disabled{cursor:not-allowed}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.13;letter-spacing:-.04em}h1{font-size:clamp(2.45rem,4.7vw,4.85rem);font-weight:800;color:var(--blue)}h2{font-size:clamp(1.85rem,3.2vw,2.9rem);color:var(--blue);font-weight:800}h3{font-size:1.18rem;color:var(--blue);font-weight:750;letter-spacing:-.02em}.shell{width:min(1190px,calc(100% - 48px));margin:0 auto}.brandbar{height:6px;background:linear-gradient(90deg,var(--blue) 0 79%,var(--yellow) 79% 100%)}.siteheader{background:#fff;border-bottom:1px solid #e9e9ee;position:sticky;top:0;z-index:20}.header-inner{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:80px}.branding{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--blue)}.brandmark{width:44px;height:44px;border-radius:11px;background:var(--blue);display:grid;place-items:center;color:#fff;font-size:24px;font-weight:850;letter-spacing:-.09em;position:relative}.brandmark:after{content:'';position:absolute;top:0;right:0;width:12px;height:12px;background:var(--yellow);clip-path:polygon(100% 0,0 0,100% 100%)}.brand-title{display:block;font-size:1.16rem;color:var(--blue);line-height:1.05;font-weight:850;letter-spacing:-.035em}.brand-sub{display:block;font-size:.7rem;color:#53576b;letter-spacing:.16em;text-transform:uppercase;font-weight:750;margin-top:5px}.navlinks{display:flex;align-items:center;gap:28px}.navlinks a:not(.btn){font-size:.88rem;color:#283044;font-weight:700;text-decoration:none}.navlinks a:hover{color:var(--blue)}.btn{border:0;display:inline-flex;justify-content:center;align-items:center;gap:12px;background:var(--yellow);color:var(--blue);font-size:.96rem;font-weight:800;line-height:1.2;border-radius:10px;min-height:52px;padding:15px 25px;text-decoration:none;box-shadow:0 7px 12px rgba(249,198,6,.1);transition:transform .18s,background .18s}.btn:hover{transform:translateY(-1px);background:#fada37}.btn-outline{background:white;border:1.5px solid var(--blue);box-shadow:none;color:var(--blue)}.btn-outline:hover{background:var(--blueLight)}.btn-dark{background:var(--blue);color:#fff;box-shadow:none}.btn-dark:hover{background:var(--blue2)}.btn-small{min-height:42px;padding:12px 19px;font-size:.82rem}.menu-toggle{display:none}.preview-strip{padding:9px 18px;background:#fff8e2;border-bottom:1px solid #f2d674;text-align:center;font-size:.72rem;letter-spacing:.02em;font-weight:700;color:#594e21}.hero{position:relative;overflow:hidden;background:linear-gradient(115deg,#fff 0%,#fff 59%,#f6f7fb 59%,#f9fafb 100%);padding:73px 0 68px}.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:50px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-weight:850;text-transform:uppercase;letter-spacing:.16em;font-size:.7rem;line-height:1.4;margin-bottom:24px}.eyebrow::before{content:'';width:24px;height:3px;background:var(--yellow);border-radius:4px}.hero h1{max-width:670px}.hero h1 em{font-style:normal;position:relative;white-space:nowrap}.hero h1 em:after{content:'';position:absolute;background:var(--yellow);height:9px;bottom:-4px;left:1%;right:0;z-index:0;opacity:.95}.hero p{font-size:1.12rem;color:#3c4653;max-width:560px;line-height:1.8;margin-top:26px}.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:29px}.hero-note{margin-top:20px;font-size:.86rem;color:#67717d}.hero-image{height:470px;max-width:490px;margin:auto;position:relative;display:flex;justify-content:center;align-items:flex-end}.hero-image:before{content:'';position:absolute;inset:32px 22px 18px 18px;background:#dce3fa;border-radius:48% 48% 34px 34px;z-index:0}.hero-image:after{content:'';position:absolute;right:8px;top:8px;width:115px;height:115px;background:var(--yellow);clip-path:polygon(100% 0,100% 100%,0 0);z-index:1}.hero-photo{position:relative;z-index:2;width:81%;height:87%;border-radius:190px 190px 16px 16px;object-fit:cover;object-position:center 26%;box-shadow:0 20px 36px #1925591c}.float-card{position:absolute;z-index:4;bottom:30px;left:-28px;padding:16px 18px;border-radius:12px;box-shadow:var(--shadow);background:#fff;border:1px solid #eef1f4;max-width:206px}.float-card strong{display:block;color:var(--blue);font-size:.87rem;line-height:1.35}.float-card span{display:block;color:#5c6670;font-size:.76rem;margin-top:3px}.hero-label{position:absolute;z-index:4;right:2px;bottom:22px;border-radius:8px;background:var(--blue);padding:11px 14px;color:white;font-size:.8rem;font-weight:700}.trustline{background:#fff;border-block:1px solid #edf0f3}.trust-inner{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;padding-block:22px}.trust{display:flex;gap:14px;align-items:center}.trust-icon{width:44px;height:44px;border-radius:12px;background:var(--blueLight);color:var(--blue);display:grid;place-items:center;flex-shrink:0;font-size:21px}.trust strong{display:block;font-size:.88rem;color:var(--blue);line-height:1.3}.trust span{font-size:.76rem;color:#67727d}.section{padding:88px 0}.section-soft{background:#F8F9FB}.section-warm{background:linear-gradient(120deg,#fffaf4, #F6EDE4)}.section-heading{text-align:center;max-width:760px;margin:0 auto 40px}.section-heading .eyebrow{margin-bottom:12px}.section-heading p{color:#606a76;margin-top:14px;font-size:1.02rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.info-card{padding:30px;background:white;border:1px solid #e8ebef;border-radius:18px;box-shadow:0 12px 30px rgba(20,29,59,.032)}.icon-square{width:52px;height:52px;display:grid;place-items:center;background:var(--yellowPale);border-radius:15px;margin-bottom:20px;font-size:24px;color:var(--blue)}.info-card p{font-size:.9rem;color:#56616b;margin-top:9px}.two-col{display:grid;grid-template-columns:.88fr 1.12fr;align-items:center;gap:65px}.intro-copy>p{color:#58636e;margin:20px 0 30px;max-width:490px}.steps{display:grid;gap:25px;margin-top:32px}.step{display:flex;gap:17px;align-items:flex-start}.step-circle{display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--blue);color:white;font-weight:800;flex-shrink:0}.step p{font-size:.9rem;color:#5b6670;margin-top:4px}.form-card{border-radius:20px;background:white;border:1px solid #dce2ea;box-shadow:var(--shadow);padding:35px}.form-card h2{font-size:1.86rem}.form-card .form-lead{color:#606a76;margin-top:10px;margin-bottom:22px;font-size:.9rem}.fieldgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:6px}.field label{color:#303c4a;font-size:.78rem;font-weight:780}.required{color:#8e4b00}.field input,.field select,.field textarea{width:100%;background:#fff;border:1.5px solid #dce2e8;color:#19212b;padding:12px 13px;border-radius:9px;min-height:45px;outline-offset:3px;font-size:.91rem}.field textarea{min-height:91px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);outline:2px solid #d9ddf8}.field.span{grid-column:1/-1}.form-bottom{margin-top:20px}.form-bottom .btn{width:100%}.fineprint{font-size:.73rem;color:#69717a;margin-top:11px;line-height:1.55}.status{display:none;margin-top:14px;border-left:4px solid var(--blue);border-radius:7px;background:var(--blueLight);padding:13px 15px;color:var(--blue);font-weight:700;font-size:.85rem}.status.show{display:block}.about-grid{display:grid;grid-template-columns:225px 1fr;gap:33px;align-items:center;border-radius:22px;padding:26px;background:var(--warm)}.about-grid img{width:225px;height:235px;border-radius:15px;object-fit:cover}.about-grid p{margin-top:13px;color:#46515a}.about-grid .text-link{margin-top:16px;display:inline-block;font-weight:800;font-size:.89rem}.faqgrid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.faqgrid .lead{color:#5b6670;margin-top:17px;max-width:350px}.faq details{padding:18px 0;border-bottom:1px solid #e1e4e9}.faq summary{list-style:none;font-size:.97rem;color:var(--blue);font-weight:760;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';font-size:24px;color:var(--blue);font-weight:400}.faq details[open] summary:after{content:'−'}.faq details p{font-size:.88rem;color:#55606b;margin:12px 28px 0 0}.finalband{background:var(--blue);padding:53px 0;color:#fff}.finalband .shell{display:flex;align-items:center;justify-content:space-between;gap:24px}.finalband h2{color:white;font-size:2rem}.finalband p{margin-top:8px;color:#eff0ff}.sitefooter{background:#f4f5f8;padding:38px 0 26px;border-top:3px solid var(--yellow)}.footergrid{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:35px}.footergrid h3{font-size:.85rem;margin-bottom:10px}.footergrid p,.footergrid a{font-size:.78rem;color:#575f69;line-height:1.85}.footergrid a{display:block}.footer-bottom{font-size:.74rem;color:#5b626e;margin-top:28px;padding-top:22px;border-top:1px solid #dfe2e8}.placeholder{display:inline-block;font-weight:700;color:#7d5800;background:#fff0b9;padding:0 4px;border-radius:2px}.no-capital{text-transform:none}.thanks-page{min-height:calc(100vh - 200px);display:grid;place-items:center;padding:60px 24px}.thanks-box{text-align:center;max-width:700px;border:1px solid var(--border);border-radius:22px;background:#fff;padding:55px 45px;box-shadow:var(--shadow)}.check{width:66px;height:66px;border-radius:50%;background:var(--blueLight);color:var(--blue);display:grid;place-items:center;font-size:32px;margin:0 auto 18px}.thanks-box p{color:#56616c;margin:19px 0 28px}.note{color:#6e5817;background:#fff6d8;border:1px solid #f5dd8a;border-radius:9px;padding:12px 14px;font-size:.78rem;line-height:1.5}.linklike{background:none;border:none;color:var(--blue);text-decoration:underline;font-size:inherit;padding:0}.modal-layer{position:fixed;inset:0;display:none;place-items:center;background:rgba(16,20,50,.6);z-index:90;padding:24px}.modal-layer.open{display:grid}.modal{width:min(480px,100%);border-radius:18px;background:#fff;padding:30px;box-shadow:var(--shadow)}.modal h2{font-size:1.6rem}.modal p{color:#59616c;margin:14px 0 20px;font-size:.92rem}.modal .btn{width:100%}.screen-reader{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
@media(max-width:950px){.hero-grid{gap:20px}.hero-image{height:410px}.float-card{left:0}.navlinks{gap:14px}.navlinks a:not(.btn){font-size:.8rem}.two-col{gap:30px}.faqgrid{gap:30px}}
@media(max-width:760px){.shell{width:min(100% - 32px,630px)}.siteheader{position:relative}.header-inner{min-height:70px}.menu-toggle{display:inline-grid;place-items:center;width:44px;height:44px;background:white;border:1px solid #dfe2e7;border-radius:8px;color:var(--blue);font-size:22px}.navlinks{display:none;position:absolute;left:0;right:0;top:70px;background:#fff;box-shadow:0 12px 22px #141a3222;padding:20px 24px 24px;flex-direction:column;align-items:stretch;gap:19px;z-index:50}.navlinks.open{display:flex}.hero{padding:48px 0 36px;background:#fff}.hero-grid{grid-template-columns:1fr;gap:18px}.hero h1{font-size:clamp(2.55rem,9vw,4rem)}.hero p{font-size:1rem;margin-top:18px}.hero-ctas{margin-top:25px;display:grid}.hero-image{height:360px;max-width:430px;width:100%;margin-top:14px}.hero-photo{width:71%;height:87%}.hero-image:before{inset:25px 25px 10px 25px}.hero-label{right:6px}.float-card{left:0;bottom:15px}.trust-inner{grid-template-columns:1fr;gap:17px;padding:22px 0}.section{padding:64px 0}.cards{grid-template-columns:1fr;gap:13px}.info-card{padding:22px}.two-col,.faqgrid{grid-template-columns:1fr;gap:33px}.fieldgrid{grid-template-columns:1fr}.form-card{padding:25px 20px}.about-grid{grid-template-columns:125px 1fr;gap:18px;padding:18px}.about-grid img{width:125px;height:150px}.finalband .shell{flex-direction:column;align-items:flex-start}.footergrid{grid-template-columns:1fr;gap:20px}.thanks-box{padding:40px 24px}}
@media(max-width:400px){.branding{gap:8px}.brand-title{font-size:1.03rem}.brand-sub{font-size:.56rem}.hero-label{font-size:.7rem}.float-card{max-width:180px}.about-grid{grid-template-columns:1fr}.about-grid img{width:100%;height:225px;object-position:center 30%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* Jungo Web-to-Lead staging */
.captcha-wrap{margin:17px 0 10px;min-height:80px;max-width:100%;overflow:visible}
.form-bottom button:disabled{opacity:.65;cursor:not-allowed;box-shadow:none}
@media(max-width:370px){.captcha-wrap .g-recaptcha{transform:scale(.79);transform-origin:top left}.captcha-wrap{height:67px;min-height:67px}}


/* First-time buyer campaign concept; retains Guild-color styling from staging v0.4. */
.hero h1 em {white-space:normal}
.hero h1 {font-size:clamp(2.5rem,4.55vw,4.75rem)}
.hero .hero-ctas .btn {text-align:center}
.options-wrap {display:grid;grid-template-columns: .88fr 1.12fr;align-items:start;gap:48px}
.options-card {border-radius:22px;background:#fff;box-shadow:var(--shadow);padding:33px;border:1px solid #e5e8f0}
.options-card h3 {font-size:1.25rem;margin-bottom:19px}
.program-bullets {list-style:none;margin:0;padding:0;display:grid;gap:16px}
.program-bullets li {display:flex;gap:13px;align-items:flex-start;line-height:1.48;font-weight:720;color:#283044}
.program-bullets li:before {content:"✓";display:grid;place-items:center;flex:0 0 25px;height:25px;border-radius:50%;background:var(--yellowPale);color:var(--blue);font-weight:900;font-size:.86rem;margin-top:1px}
.program-bullets small {display:block;font-weight:400;font-size:.8rem;color:#59646d;margin-top:4px}
.gentle-note{margin-top:22px;color:#65707d;font-size:.84rem}
.value-wrap{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:58px}
.value-wrap h2 {max-width:630px}
.value-wrap p {color:#59616c;margin-top:18px;max-width:620px;font-size:1.03rem}
.review-card {border:1px solid #eadcc8;background:#fff;border-radius:20px;padding:27px;box-shadow:0 12px 30px #b2935c14}
.review-card > strong {color:var(--blue);display:block;font-size:1.17rem;margin-bottom:16px}
.review-chip{display:flex;align-items:center;gap:14px;padding:12px 0;border-bottom:1px solid #ecedf2}
.review-chip:last-of-type{border:none}
.review-chip > span {height:34px;width:34px;display:grid;place-items:center;border-radius:11px;background:var(--blueLight);color:var(--blue);font-size:16px;font-weight:900}
.review-chip div {font-weight:700;font-size:.87rem;line-height:1.45}
.preview-label{font-size:.78rem;color:#58616c;margin-top:18px}
.form-note{padding:12px 15px;background:#fff6d7;color:#6e5817;border-radius:10px;font-size:.8rem;line-height:1.6;margin:16px 0}
.form-card .form-bottom .btn {font-size:.9rem}
.hero .hero-note{max-width:470px}
@media(max-width:950px){.options-wrap,.value-wrap{gap:23px}}
@media(max-width:760px){.options-wrap,.value-wrap{grid-template-columns:1fr}.options-card{padding:25px}.hero h1{font-size:clamp(2.3rem,9.2vw,3.5rem)}}


/* Buyer funnel two-path design mockup, intentionally offline */
.hero .hero-ctas {align-items:stretch}
.hero .hero-ctas .btn {font-size:.91rem;display:flex;align-items:center;justify-content:center;line-height:1.4}
.hero .hero-ctas .btn:first-child {max-width:290px}
.hero .hero-ctas .btn-outline {max-width:230px}
.choice-section {background:#fff;padding:77px 0 83px;border-bottom:1px solid #ecedf0}
.choice-section .section-heading h2{margin-bottom:8px}
.path-cards{display:grid;grid-template-columns:1fr 1fr;gap:22px;max-width:1040px;margin:0 auto}
.path-card{display:flex;flex-direction:column;align-items:flex-start;border-radius:21px;padding:34px 33px 31px;min-height:365px;border:1px solid #dfe3ef;box-shadow:0 15px 35px #1925590a}
.primary-path{background:linear-gradient(150deg,#fffdf5,#fff9e5 65%,#fff);border-color:#eee1bc}
.apply-path{background:linear-gradient(147deg,#fafbff,#f0f3fd 75%,#fff);border-color:#dce2ef}
.path-kicker{font-size:.69rem;font-weight:900;letter-spacing:.12em;color:#686f7b}
.path-icon{display:grid;place-items:center;background:var(--yellow);color:var(--blue);width:43px;height:43px;border-radius:13px;font-size:1.38rem;font-weight:850;margin:18px 0 14px}
.apply-path .path-icon{background:#dfe5fa;color:var(--blue)}
.path-card h3{font-size:1.54rem;line-height:1.23;color:var(--blue);max-width:410px}
.path-card p{color:#505e6c;font-size:.94rem;line-height:1.64;margin:11px 0 13px;max-width:440px}
.path-meta{color:#666f77;font-size:.78rem;font-weight:650;margin-top:auto;margin-bottom:18px}
.path-card .btn{width:100%;justify-content:center;text-align:center}
.apply-path .btn-outline{background:white}
.after-request-preview{padding:17px 17px 19px;background:#f4f6ff;border:1px solid #e1e5f4;border-radius:12px;margin-top:17px}
.small-eyebrow{font-weight:900;color:var(--blue);letter-spacing:.1em;font-size:.68rem}
.after-request-preview p{font-size:.83rem;color:#48576b;margin:6px 0 7px;line-height:1.5}
.preview-link{background:none;color:var(--blue);font-size:.86rem;font-weight:800;padding:0;text-decoration:underline;text-underline-offset:3px}
.application-skip{font-size:.82rem;margin-top:19px;color:#586572;text-align:center;line-height:1.5}
.application-skip a{font-weight:800;text-decoration:underline;text-underline-offset:3px}
.inactive-button{opacity:.63;cursor:not-allowed}
/* Interactive design-only after-form conceptual screen */
.thankyou-stage[hidden] {display:none!important}
body.previewing-thanks > :not(.thankyou-stage){display:none!important}
body.previewing-thanks{background:linear-gradient(155deg,#f5f7ff,#fff 55%,#fff7ec);min-height:100vh}
.thankyou-stage-bar{min-height:50px;background:#272c81;color:#fff;font-size:.68rem;letter-spacing:.095em;font-weight:820;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:8px max(25px,calc((100vw - 1180px)/2))}
.thankyou-stage-bar button{background:#fff;color:#262a82;border:1px solid #fff;border-radius:8px;padding:9px 13px;font-weight:800;white-space:nowrap;cursor:pointer}
.thankyou-layout{width:min(100% - 44px,800px);margin:65px auto 85px;text-align:center}
.thankyou-topline{display:flex;flex-direction:column;align-items:center;gap:11px;font-size:.75rem;letter-spacing:.12em;color:#293081;font-weight:900}
.thankyou-check{display:grid;place-items:center;border:2px solid #d6dff2;color:#283184;background:#eef1ff;border-radius:50%;height:64px;width:64px;font-size:31px;font-weight:900}
.thankyou-layout h1{font-size:clamp(2.2rem,5vw,3.7rem);line-height:1.12;letter-spacing:-.04em;max-width:800px;margin:24px auto 0}
.thankyou-layout h1 em{font-style:normal;color:#262a82}
.thanks-sub{max-width:690px;color:#53606f;line-height:1.8;font-size:1.05rem;margin:22px auto 30px}
.thanks-action-card{text-align:left;background:white;border-radius:23px;padding:38px;box-shadow:0 15px 45px #18225b18;border:1px solid #e0e4f0;max-width:700px;margin:auto;position:relative}
.thanks-action-card:before{content:'';height:5px;position:absolute;inset:0 0 auto;background:var(--yellow);border-radius:23px 23px 0 0}
.thanks-action-card h2{font-size:clamp(1.7rem,3vw,2.25rem);margin-top:12px}
.thanks-action-card p{line-height:1.7;color:#53606f;font-size:.95rem;margin:12px 0 25px}
.thanks-action-card .btn{max-width:100%;justify-content:center}
.secure-copy{color:#65707c;font-size:.78rem;margin-top:15px}
.thanks-quiet{max-width:700px;margin:23px auto;padding:25px 30px;background:#f8faff;border:1px solid #e4e8f3;border-radius:16px;text-align:left}
.thanks-quiet strong{color:#283184;font-size:1.04rem}.thanks-quiet p{font-size:.89rem;line-height:1.65;color:#586573;margin-top:7px}
.thanks-note{font-size:.75rem;color:#747b84;line-height:1.6;margin-top:28px}
@media (max-width:760px){
.hero .hero-ctas .btn,.hero .hero-ctas .btn:first-child,.hero .hero-ctas .btn-outline{max-width:none;width:100%;min-height:50px}
.choice-section{padding:59px 0}
.path-cards{grid-template-columns:1fr;gap:16px}.path-card{padding:25px 24px;min-height:0}.path-card p{font-size:.92rem}.path-meta{margin-top:10px}
.thankyou-stage-bar{flex-direction:column;justify-content:center;text-align:center;font-size:.62rem;padding:12px 16px}
.thankyou-layout{margin:47px auto 70px}.thanks-action-card{padding:27px 23px}.thanks-quiet{padding:22px 23px}
}

/* Two-path refinement: explain first, then one choice at a time */
.hero-simple-action{margin-top:27px;max-width:545px;display:flex;flex-direction:column;align-items:flex-start}
.action-explainer{font-size:.99rem;line-height:1.62;color:#3f4a59;margin:0 0 17px!important;max-width:520px}
.action-explainer strong{color:var(--blue)}
.hero-main-button{font-size:.92rem;max-width:465px;display:inline-flex;gap:9px;align-items:center;justify-content:center;text-align:center;line-height:1.38;padding:17px 22px!important}
.action-helper{font-size:.81rem!important;color:#657184!important;line-height:1.58!important;margin:14px 0 0!important}
.choice-section{background:#fff;padding:77px 0 83px}
.step-bridge{text-align:center;max-width:820px;margin:0 auto 34px}
.intro-tag,.panel-eyebrow{font-weight:900;letter-spacing:.1em;color:var(--blue);font-size:.72rem}
.step-bridge h2{margin:12px 0 11px;line-height:1.12}
.step-bridge p{color:#586676;font-size:1rem;line-height:1.65}
.ready-panel{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(250px,.75fr);align-items:center;gap:35px;margin:auto;max-width:1040px;border:1px solid #dae1ed;border-left:6px solid #2e338a;background:linear-gradient(110deg,#f8f9fe,#f0f4ff);border-radius:19px;padding:34px 37px;box-shadow:0 15px 35px #1d245a10}
.ready-panel h3{font-size:clamp(1.5rem,2.5vw,2.05rem);line-height:1.18;max-width:640px;margin:12px 0}
.ready-panel p{color:#475668;line-height:1.65;font-size:.95rem;margin:8px 0 13px}
.ready-panel .panel-footnote{font-size:.78rem;line-height:1.5;color:#647185}
.ready-panel-action{display:flex;flex-direction:column;align-items:stretch;gap:12px;text-align:center}
.ready-panel-action .btn{background:white;text-align:center;display:flex;align-items:center;justify-content:center;gap:7px;padding:18px 14px;line-height:1.35;font-size:.91rem}
.ready-panel-action > span{font-size:.78rem;color:#5b6779}
.band-action .btn{display:flex;justify-content:center;align-items:center}
@media(max-width:860px){.ready-panel{gap:24px;padding:29px 26px;grid-template-columns:1fr;align-items:start}.ready-panel-action{max-width:360px}}
@media(max-width:760px){.hero-simple-action{width:100%;max-width:none;margin-top:23px}.hero-main-button{width:100%;max-width:100%;min-height:56px}.action-explainer{font-size:.93rem}.choice-section{padding:56px 0}.step-bridge{margin-bottom:25px}.ready-panel{padding:26px 23px;border-left:4px solid #2e338a;gap:24px}.ready-panel-action{max-width:100%}.ready-panel h3{font-size:1.48rem}}

/* Final visual adjustments from Cody's chosen mockup; staging disabled until separate QA */
body{overflow-x:hidden}
.compact-hero .no-pressure{display:none}
.compact-hero .hero-lead{margin-top:13px}
.compact-hero .hero-lead + .hero-lead{margin-top:13px}
.first-form-section{padding-top:14px}
.high-visibility-form,.bottom-form-card{border-top:5px solid var(--yellow)}
.promo-application{background:linear-gradient(108deg,#fffcf6 0%,#fff8ec 55%,#fff3df 100%);border-top:1px solid #f2e4d0;border-bottom:1px solid #f2e4d0;padding:72px 0}
.promo-application .shell{max-width:870px}
.promo-application .eyebrow{margin-bottom:11px}
.promo-application h2{max-width:790px;line-height:1.13}
.promo-application .promo-copy{font-size:1rem;color:#435062;line-height:1.7;margin-top:16px;max-width:770px}
.promo-application .promo-cta{margin-top:22px;min-width:min(100%,375px);max-width:100%;font-size:1.01rem;background:var(--yellow);color:var(--blue);text-align:center}
.promo-application .promo-security{font-size:.77rem;color:#65707d;margin-top:12px}
.program-only-list .program-bullets li{align-items:flex-start}
.program-only-list .program-bullets li:before{content:'✓';color:#262A82}
.campaign-form .captcha-wrap{min-height:80px}
.campaign-form .form-bottom{margin-top:8px}
.campaign-form .fineprint{font-size:.75rem}
.campaign-form .form-bottom button:disabled{opacity:.68}
.campaign-form .form-bottom button{min-height:52px}
.staging-lock{font-size:.74rem;color:#75581a;background:#fff7dd;padding:9px 12px;border-radius:8px;border:1px solid #f0dda5;margin-top:12px}
.secondary-captcha-note{border:1px solid #e8e0cf;background:#fffaf0;color:#75581a;padding:11px;border-radius:9px;font-size:.77rem;margin-top:13px}
@media(min-width:900px){.compact-intro{max-width:900px}.compact-hero h1{max-width:800px}.form-narrow{width:min(780px,calc(100% - 48px))}}
@media(max-width:760px){.compact-hero{padding:24px 0 8px}.compact-hero h1{line-height:1.14}.compact-hero .hero-lead{font-size:.91rem;line-height:1.5}.promo-application{padding:48px 0}.promo-application h2{font-size:clamp(1.75rem,7.6vw,2.5rem)}.promo-application .promo-copy{font-size:.94rem}.promo-application .promo-cta{width:100%;min-width:0}.high-visibility-form .form-lead{margin-bottom:14px}.form-bottom{margin-top:10px}}


/* v0.6 CSS-only responsive repair for /first-home. Preserve the original image. */
/* Defensive media constraints prevent intrinsically sized images from widening the page. */
.first-home-page img,
.advisor-strip img {
  display: block;
  max-width: 100%;
}

.advisor-strip {
  width: 100%;
  padding: 19px 0;
  border-top: 1px solid #e7eaf0;
  border-bottom: 1px solid #e7eaf0;
  background: #f7f8fb;
}
.advisor-inner {
  display: grid;
  grid-template-columns: 88px minmax(0, 1fr) auto;
  align-items: center;
  gap: 18px;
  min-width: 0;
}
.advisor-photo {
  width: 88px;
  max-width: 100%;
  aspect-ratio: 1 / 1;
  border-radius: 16px;
  overflow: hidden;
  background: #e9eaf1;
}
.advisor-photo img {
  display: block;
  width: 100%;
  height: 100%;
  max-width: 100%;
  object-fit: cover;
  object-position: center 28%;
}
.advisor-content { min-width: 0; }
.advisor-content strong {display: block; color: var(--blue); font-size: .98rem; line-height: 1.36; }
.advisor-content span {display: block; color: #596573; font-size: .77rem; line-height: 1.52; margin-top: 3px;}
.advisor-right {font-size: .78rem; color: var(--blue); font-weight: 760; text-align: right;}

/* Other previously unstyled, adjacent elements also need responsive presentation. */
.quiet-handoff {margin: 18px auto 0; text-align: center; font-size: .87rem; color: #596473; line-height: 1.5;}
.quiet-handoff a {font-weight: 780;}
.form-headline-row {display: flex; justify-content: space-between; align-items: baseline; flex-wrap: wrap; gap: 6px 14px;}
.form-overline {font-weight: 850; font-size: .68rem; text-transform: uppercase; letter-spacing: .08em; color: var(--blue);}
.time-hint {font-size: .72rem; color: #58616c;}
.compact-hero h1 em {white-space: normal;}
.compact-hero .hero-lead {max-width: 670px;}

@media (max-width: 760px) {
  .advisor-strip {padding: 15px 0;}
  .advisor-inner {grid-template-columns: 64px minmax(0, 1fr);gap: 12px;}
  .advisor-photo {width: 64px; border-radius: 12px;}
  .advisor-content strong {font-size: .88rem;}
  .advisor-content span {font-size: .7rem;}
  .advisor-right {grid-column: 2; text-align: left; margin-top: -10px; font-size: .7rem;}
}
@media (max-width: 360px) {
  .advisor-inner {grid-template-columns: 56px minmax(0, 1fr);gap: 10px;}
  .advisor-photo {width: 56px;}
  .advisor-content strong {font-size: .83rem;}
  .advisor-content span {font-size: .66rem;}
}

/* v0.8 design revision #2: remove the gold underline below headline word "Programs". */
.compact-hero h1 em::after { content: none !important; display: none !important; }

/* v0.9 working copy: compact reassurance line near the first inquiry form */
.compact-hero .hero-takeaway {font-size:1rem;line-height:1.5;color:var(--blue);max-width:670px;margin-top:13px;font-weight:700;}
@media (max-width:760px){.compact-hero .hero-takeaway{font-size:.92rem;margin-top:11px;line-height:1.45}}


/* v1.0 design revision #4: early preapproval application has a dedicated, visible panel */
.preapproval-bridge{
  margin:clamp(38px,5.5vw,60px) auto clamp(34px,5vw,54px);
  padding:clamp(27px,4.4vw,43px);
  border:1px solid #d8deec;
  border-radius:21px;
  background:linear-gradient(145deg,#f7f8ff 0%,#f0f3ff 67%,#fffdf6 100%);
  box-shadow:0 18px 35px rgba(33,43,108,.08);
  position:relative;
  overflow:hidden;
}
.preapproval-bridge::before{content:'';position:absolute;top:0;left:0;right:0;height:5px;background:linear-gradient(90deg,var(--blue) 0%,var(--blue) 70%,var(--yellow) 70%)}
.bridge-overline{font-size:.72rem;letter-spacing:.115em;font-weight:850;color:var(--blue);display:flex;gap:10px;align-items:center;margin-bottom:14px}
.bridge-dot{width:8px;height:8px;background:var(--yellow);border-radius:50%;flex:none}
.preapproval-bridge h2{font-size:clamp(1.55rem,3vw,2.15rem);max-width:680px;line-height:1.16;letter-spacing:-.025em}
.preapproval-bridge .bridge-lead{font-size:.97rem;line-height:1.63;color:#424d60;margin-top:15px;max-width:670px}
.preapproval-bridge .bridge-lead strong{color:#2e3974;font-weight:800}
.preapproval-bridge .bridge-cta{margin-top:23px;min-width:fit-content;max-width:100%;font-size:.94rem;line-height:1.35;text-align:center;box-shadow:0 10px 22px rgba(249,198,6,.22)}
.preapproval-bridge .bridge-note{font-size:.79rem;color:#5a6475;line-height:1.55;max-width:610px;margin-top:14px}
@media(max-width:760px){
  .preapproval-bridge{margin-top:39px;margin-bottom:37px;padding:27px 22px 28px;border-radius:17px}
  .bridge-overline{font-size:.68rem}
  .preapproval-bridge h2{font-size:clamp(1.55rem,7vw,1.98rem)}
  .preapproval-bridge .bridge-lead{font-size:.91rem;line-height:1.58}
  .preapproval-bridge .bridge-cta{width:100%;min-width:0;min-height:54px;font-size:.9rem;padding:15px 12px}
  .preapproval-bridge .bridge-note{font-size:.77rem}
}


/* v1.1: benefit-focused application panel and conditional 90-day preapproval copy. */
.preapproval-benefits{list-style:none;display:grid;gap:10px;margin:16px 0 0;padding:0;max-width:650px}
.preapproval-benefits li{position:relative;padding-left:29px;color:#333e51;font-size:.9rem;line-height:1.48}
.preapproval-benefits li::before{content:"✓";position:absolute;left:0;top:0;color:var(--blue);font-weight:900}
.preapproval-bridge .bridge-validity{background:#fff;border:1px solid #e0e3f2;border-radius:11px;padding:13px 15px;margin-top:19px;color:#465164;font-size:.83rem;line-height:1.5;max-width:645px}
.preapproval-bridge .bridge-validity strong{color:var(--blue)}
.preapproval-bridge .bridge-cta{margin-top:19px}
@media(max-width:760px){.preapproval-benefits li{font-size:.86rem;padding-left:25px}.preapproval-bridge .bridge-validity{font-size:.8rem;padding:12px 13px}}


/* v1.2: add Cody branding/headshot and make 90-day timing a listed benefit. */
.preapproval-bridge{margin-top:52px}
.bridge-top{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-bottom:18px;margin-bottom:18px;border-bottom:1px solid #d7ddef}
.bridge-identity{display:flex;align-items:center;gap:14px;min-width:0}
.bridge-brandmark{width:54px;height:54px;border-radius:14px;font-size:28px;flex:none}
.bridge-identity-copy{min-width:0}
.bridge-name{font-size:1.14rem;line-height:1.08;color:var(--blue);font-weight:850;letter-spacing:-.03em}
.bridge-role{font-size:.78rem;color:#5b6271;letter-spacing:.06em;text-transform:uppercase;font-weight:760;margin-top:5px;line-height:1.45}
.bridge-headshot{width:86px;height:86px;border-radius:18px;object-fit:cover;object-position:center 24%;border:1px solid #d7ddec;box-shadow:0 8px 18px rgba(38,42,130,.08);flex:none;background:#fff}
.preapproval-bridge h2{max-width:760px}
.preapproval-benefits{margin-top:16px;gap:12px}
.preapproval-benefits li{font-size:.93rem;line-height:1.52;padding-left:31px}
.preapproval-benefits li::before{top:1px}
.preapproval-bridge .bridge-cta{margin-top:22px;min-width:320px}
.preapproval-bridge .bridge-note{max-width:690px}
@media(max-width:760px){
  .preapproval-bridge{margin-top:42px}
  .bridge-top{align-items:flex-start;gap:14px;padding-bottom:16px;margin-bottom:16px}
  .bridge-brandmark{width:48px;height:48px;font-size:24px;border-radius:13px}
  .bridge-name{font-size:1.04rem}
  .bridge-role{font-size:.69rem;letter-spacing:.08em}
  .bridge-headshot{width:74px;height:74px;border-radius:15px}
  .preapproval-benefits li{font-size:.87rem;line-height:1.5;padding-left:27px}
  .preapproval-bridge .bridge-cta{width:100%;min-width:0}
}
@media(max-width:420px){
  .bridge-top{flex-direction:column;align-items:flex-start}
  .bridge-headshot{width:82px;height:82px}
}


/* v1.4 — one distinct preapproval card after educational programs, not under the first form. */
.preapproval-placement{padding:42px 0 62px;background:#fff}
.preapproval-shell{max-width:1000px}
.preapproval-placement .preapproval-bridge{margin:0 auto}
@media(max-width:760px){.preapproval-placement{padding:30px 0 48px}}

/* Two independent fixed-width Google v2 widgets; scale at narrow phone widths. */
@media(max-width:370px){
  .captcha-wrap{height:68px;min-height:68px;overflow:hidden}
  .captcha-wrap [data-first-home-recaptcha]{width:304px;transform:scale(.79);transform-origin:top left}
}

/* v1.9: consent notice, clean multi-page legal footer, Legal Disclosures page */
.form-consent{font-size:.75rem;color:#525f6a;line-height:1.58;margin-top:11px}
.form-consent a{font-weight:700}
.footergrid .housing-identity{display:flex;align-items:center;gap:11px;margin-top:10px}
.footergrid .housing-identity img{display:block;width:54px;height:auto;max-height:53px;object-fit:contain}
.footergrid .housing-identity span{color:#3b4757;font-size:.76rem;font-weight:700}
.footergrid .footer-links a{display:inline-block;margin-right:13px;margin-top:7px;font-size:.76rem}
.footer-legal-summary{border-top:1px solid #dfe2e8;margin-top:27px;padding-top:16px;color:#515e69;font-size:.78rem;line-height:1.65}
.footer-legal-summary a,.footer-bottom a{font-weight:700}
.legal-shell{max-width:900px}
.legal-disclosures h1{font-size:clamp(2.2rem,5vw,3.4rem)}
.legal-disclosures .legal-intro{margin:20px 0 36px;color:#52606a;font-size:1rem}
.legal-disclosures section{padding:25px 0;border-top:1px solid #dce2e8}
.legal-disclosures section h2{font-size:1.45rem;line-height:1.25}
.legal-disclosures section p,.legal-notice{margin-top:13px;font-size:.97rem;line-height:1.8;overflow-wrap:anywhere;color:#35404b}
@media(max-width:760px){.footergrid .housing-identity{margin-top:3px}.legal-disclosures{padding:48px 0}.legal-disclosures section h2{font-size:1.24rem}}